Financing

CareCredit Financing

CareCredit health and wellness credit card for dental procedures

CareCredit logo

Think of CareCredit as your own health, wellness and beauty credit card. Whether it's oral surgery, getting a crown or a general check up, you shouldn't have to worry about how to get the procedures you want. That’s why we're pleased to accept the CareCredit health, wellness and beauty credit card. CareCredit lets you say "Yes" to recommended surgical and non-surgical dental procedures, and pay for them in convenient monthly payments that fit your financial situation.

CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options* You can use your CareCredit card again and again for your dental needs, as well as at 186,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists and hearing specialists.

It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.

CareCredit Certified

Now Care Dental is CareCredit certified!

CareCredit has recently implemented a CareCredit Certification in an effort to ensure that every CareCredit card applicant is given a clear, easy-to-understand explanation of financing options available. This Certification acknowledges the Provider’s dedication and knowledge in providing consistent and accurate information to their patients/clients, so the patient/client can make well-informed decisions about their care. This Certification is renewed every two years to ensure that patients/clients are given the most current information.

No interest if paid in full within 6 months

On qualifying purchases of $200 or more made with your CareCredit credit card account. Interest (at the rate of 26.99% for new accounts) will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments required. Required monthly payments may or may not pay off purchase before end of promotional period.


How CareCredit Works

The CareCredit healthcare credit card is accepted at over 186,000 providers nationwide and is designed to help you finance your health, beauty and wellness needs. With CareCredit, you can pay for treatments and procedures for you and your family right away and then make convenient monthly payments. The CareCredit healthcare credit card is:

Convenient

Use it again and again as your own dedicated health and wellness credit line.*

Helpful

Our promotional financing options make costly procedures and treatments more manageable, with convenient monthly payments that fit your budget.

Flexible

You can choose from enrolled doctors or healthcare providers near you. Pay monthly or pay your balance off at any time.

Simple and straightforward

Pay for the treatments or procedures you want, when you want them. Live better, live well with the CareCredit healthcare credit card. Apply for your CareCredit credit card today!

Have more questions?

Consult our FAQ section or contact us to find out more.


Payment Calculator

Enter the total treatment amount to estimate your monthly payment.

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Ready to apply?

Learn more by visiting carecredit.com or contacting our office.

Ready to apply? Apply online for your CareCredit healthcare credit card today. You'll be smiling brighter in no time! Apply Now


CareCredit FAQ

Now Care Dental has compiled a list of FAQs about CareCredit financing. If you still have questions please call us at (651) 686-6800 or visit our contact page.

CareCredit is a healthcare credit card designed for your health, beauty, and wellness needs. It's a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments. For complete details of healthcare financing terms, please review the CareCredit account agreement within the application.

CareCredit extends special financing offers that you can't get when using your Visa or MasterCard to pay for health, beauty and wellness care at enrolled providers. With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date**.

CareCredit also extends longer term healthcare financing for 24, 36, 48 or 60-month periods with a 14.9% APR until paid in full and Equal Fixed Monthly Payments (required). Purchases of $2,500 or more qualify for the 60-month offer (24, 36 and 48 financing terms are for purchases of $1,000 or more**).

For complete details, see the CareCredit account agreement within your application.

No. CareCredit is a healthcare credit card that does not replace medical insurance policies that you might have. It is intended to help you pay for out-of-pocket expenses that are not covered by your health plan.

CareCredit helps you pay for out-of-pocket healthcare expenses for you, your family, and even your pets! Once you are approved, you can use it again and again* to help you manage health, wellness and beauty costs not covered by insurance.

Plus, Special Financing** for 6 Months is available on qualifying purchases of $200 or more made with your CareCredit credit card account.

You can use your CareCredit healthcare credit card to pay for any dental treatments that improve your mouth health like preventative check-ups, cleanings and root canals. Or you can use it for cosmetic procedures like whitening, porcelain veneers, dental implants, crowns and emergencies.

Yes, you can use your CareCredit healthcare credit card anywhere it is accepted for all different types of elective and cosmetic dentistry.

Yes, you can use your CareCredit account to pay for all out-of-pocket costs from elective procedures such as teeth whitening to acute needs such as a root canal. Your card can also be used for medical insurance deductibles and co-payments.

You can use your CareCredit healthcare credit card for all of your dentistry related expenses including regular check-ups. After all, a preventative approach to your oral health can help you avoid problems down the road.

Yes, CareCredit allows you to finance dental procedures like the cost of ceramic fillings and pay for them with monthly payments.


CareCredit® Terms

*Subject to credit approval. Minimum monthly payments required. Not all promotional financing options are available at all enrolled providers. Now Care Dental offers a 6-month, no-interest promotional period and standard account terms will apply to such purchases. **For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreements for their applicable terms. † View CareCredit's website for complete details and terms

Call (651) 686-6800 to schedule an appointment or complete our appointment request form.